What steps are crucial while handling banking through internet?

 Introduction The purpose of this paper is to investigate the effect of banking securities on the performance of banks in Nigeria. This paper will also discuss the relationship between banking securities and bank performance. Literature Review Introduction The literature review used for this study was done by using a number of

resources such as books, journals, internet sites and other relevant sources. The literature review used for this study was done using books such as "Financial Management" by John Wiley & Sons Ltd, "Banking: Theory and Practice" by John Wiley & Sons Ltd, "Principles of Corporate Finance" by McGraw Hill Education Ltd, "Corporate Finance" by McGraw Hill Education Ltd and "Capital Market Principles" by Pearson Education Limited (Prentice Hall). These books were used to gain an insight into the various aspects of banking securities in Nigeria. Management by J B Ogunleye (2008), Banking: Theory and Practice by J A Egan (2010), Principles of Corporate Finance By M R Kotler (2012) Capital Market Principles By P L Deyrup (2012) and Corporate Finance By P LIntroduction In this chapter, we will study the securities that are issued by banks. They are known as bank deposits. The securities that are issued by banks are also known as bank deposits. The securities that are issued by banks include savings accounts, time deposits, and money market funds. We will also learn about the different types of securities and how they work in the financial system. We will then go over the different types of bank deposits and how they work in the financial system. Securities Securities is a term used to refer to any type of security or ownership interest in a company or government-issued security (GOS). There are many types of securities such as stocks, bonds, mutual funds, etc., but we will be focusing on savings accounts and time deposits for this chapter because they play a major role in our economy today. Savings Accounts Savings account is an account where you can deposit your money for a certain period of time without having to pay any interest on it (Federal Reserve Bank). You can use your savings account to save money for future expenses or you can use it as an emergency fund so you don't have to worry about not having enough money when something unexpected happens (Federal Reserve Bank). For

Bank Deposits The bank deposits are the securities issued by banks. They are also known as bank deposits. The securities that are issued by banks include savings accounts, time deposits, and money market funds. We will also learn about the different types of securities and how they work in the financial system. We will then go over the different types of bank deposits and how they work in the financial system. Savings Accounts Savings account is an account where you can deposit your money for a certain period of time without having to pay any interest on it (Federal Reserve Bank). You can use your savings account to save money for future expenses or you can use it as an emergency fund so you don't have to worry about not having enough money when something unexpected happens (Federal Reserve Bank). For example, if you lose your job or get sick, you won't have to worry about not being able to pay for medical bills because you have saved up some money in your savings account (Federal Reserve Bank). Money Market Funds Money market funds are mutual funds that invest in bonds and other fixed-income instruments such as U. S Treasury Bills (U. S Treasury Department). They provide investors with access to a wide range of investment opportunities while maintaining low volatility and low risk (U. S Treasury Department). There are many types of investments available through these funds such as U. S Treasuries, corporate bonds, mortgage-backed securities, etc., but we will be focusing on them because they play a major role in

n the economy. The money market funds are a type of investment that can be used by businesses and individuals to invest their money in bonds (U. S Treasury Department). They are also a good way for investors to diversify their investments because they can invest in different types of bonds, which means they will not be stuck with only investing in one type of bond (U. S Treasury Department). For example, if you own a business and you want to diversify your investments so that you do not get stuck with just one type of bond, then you can use money market funds as an investment option for your company (U. S Treasury Department). You can also use these funds as an investment option for yourself if you want to invest your money in bonds but do not have enough money to buy them outright (Federal Reserve Bank). Corporate Bonds A corporate bond is an IOU issued by a corporation or government agency and sold to investors through financial markets (Federal Reserve Bank). It is usually issued at a discount from the face value or par value of the bond. The interest rate on corporate bonds is usually set at either prime or floating rates depending on the issuer's credit rating and maturity date (Federal Reserve Bank).. Corporate bonds are often used by companies when they need financing such as when they want to expand their business or when they need more capital than what is available through bank loans because banks are often reluctant to lend money out because it could lead them into trouble with the government if it goes bad.

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